The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months.  Only this site, annualcreditreport.com, is authorized by the Federal Trade Commission, and you can use this link to check the accuracy of your report or to help guard against identify theft.  To run your free check click Here

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